More info
Disclosures and documents
North Carolina requires a seller to hand a buyer two disclosure forms before an offer. Rather than make you ask for them, here is what they say — all of it.
Signed 20 April 2026 by both owners. The signed originals go to any buyer on request, and to every buyer before an offer. These are the owners' statements, not a warranty, and they are not a substitute for your own inspection.
The short version
- Not in a flood hazard zone. No flood damage, no flood insurance claim ever filed, no FEMA or SBA disaster assistance.
- No known problems with the roof, foundation, walls, floors, windows, doors, ceilings, deck, patio, garage, fireplace or chimney.
- No known problems with the heating, cooling, electrical, plumbing, septic or water supply.
- No owners' association, no dues and no association restrictions.
- No structural additions or alterations since the house was built in 2002.
- Two things to understand rather than discover: the well is shared with the adjoining house, and the septic permit is for two bedrooms. Both are set out below.
Residential Property Disclosure — NC form REC 4.22
Structure, roof and walls
- Owner-occupied
- Yes — the owners acquired the property on 19 March 2024
- Year built
- 2002
- Structural additions or mechanical changes
- No
- Exterior walls
- Stone and wood
- Roof covering installed
- 2003
- Roof leakage or damage
- No
- Water in the basement, crawl space or slab
- No
- Wood-destroying insects, or unrepaired damage from them
- No
- Foundation, slab, patio, floors, windows, doors, ceilings, deck, attached garage, fireplace and chimney, interior and exterior walls
- No problem, malfunction or defect
Heating, cooling and electrical
- Electrical system
- No problem, malfunction or defect
- Heating and air conditioning
- No problem, malfunction or defect
- Heat source
- Furnace, one unit, manufactured 2020
- Cooling source
- Central forced air, manufactured 2020
- Fuel sources
- Electricity and propane
Water, plumbing and septic
- Water supply
- Shared well
- Well testing
- Tested for quality, pressure and quantity — last tested 13 April 2024
- Water pipes
- PVC
- Water heater
- Gas (propane), 2002
- Sewage disposal
- Septic tank
- Bedrooms allowed by the septic permit
- 2
- Septic last pumped
- 4 March 2024
- Septic system, sewer system, plumbing, water supply
- No problem, malfunction or defect
Fixtures and appliances
- Elevator
- Not applicable
- Ceiling and exhaust fans, garage door system, appliances to be conveyed, TV cable wiring or satellite
- No problem, malfunction or defect
- Irrigation, pool or hot tub, sump pump, central vacuum, security system, gas logs
- Not applicable
Land and zoning
- Drainage, grading or soil stability
- No problem, malfunction or defect
- Zoning, restrictive covenant or land-use violations
- No
- Building code violations, or work done without a required permit
- No
- Easements, shared driveways, party walls or encroachments
- Yes — a shared well with the neighbour adjacent to the home
- Adjoins a private road or street
- No
Environmental and flooding
- Hazardous or toxic substances above government safety standards
- No
- Environmental monitoring or mitigation system
- No
- Buried debris, underground storage tank, or environmental contamination
- No
- Noise, odour or smoke from commercial, industrial or military sources
- No
- In a federal or other designated flood hazard zone
- No
- Damage from flooding, water seepage or pooled water from a natural event
- No
- Flood damage claim ever filed, including with the NFIP
- No
- Current flood insurance policy
- No
- FEMA, SBA or other federal disaster flood assistance received
- No
- Flood or FEMA elevation certificate
- No
Title, tenancy and association
- Lawsuits, foreclosure, bankruptcy, judgments, tax liens, proposed assessments or agency notices affecting title
- No
- Subject to a lease or rental agreement
- No
- Covenants, conditions or restrictions
- No
- Owners' association
- No — no dues, no assessments, no association governing documents
Mineral and Oil and Gas Rights — NC form REC 4.25
- Mineral rights severed by a previous owner
- No representation
- Seller has severed the mineral rights
- No
- Seller intends to sever the mineral rights before transfer
- No
- Oil and gas rights severed by a previous owner
- No representation
- Seller has severed the oil and gas rights
- No
- Seller intends to sever the oil and gas rights before transfer
- No
“No representation” on the first and fourth questions means the owners have no knowledge either way about what a previous owner may have done — it is the answer the form provides for exactly that, and a title search will settle it.
What this is, and what it is not
These are the owners' statements. They are not a warranty.
North Carolina law is explicit that a disclosure statement is no substitute for your own inspection, and that an answer of “No” means the owner has no actual knowledge of a problem rather than that no problem exists. Get your own inspector. If anything above stops being true, the form has to be reissued — and this page updated with it.
Want the signed originals?
Ask and I'll send the signed PDFs the same day — and you'll get them before any offer regardless.